With the exception of a few minor things, beacon score will play a large part in your approval. Staying within your financial means is another, so be realistic. If you make $2500 per month and have $1200 going out, don't walk in all high-and-mighty and tell the Finance Manager that you will only have an Expedition or nothing. You'll end up with nothing.
More Likely to Be Stolen: Cars that thieves tend to steal will cost more to insure. This is because insurance companies have a greater likelihood of having to pay to replace these cars or to get them repaired if they are stolen.
Collision insurance for your own car is a useless thing too. It might be a little difficult to fathom why this is useless. After all, you do want to be covered for the cost of the repairs if your car is totaled, don't you? Well, you certainly do - and you do have it already. Every car loan comes with car insurance included in the deal. If you take out separate collision insurance, you're doubling things - a great way to spend too much if ever there was one.
Some policies provide for replacement of the vehicle if lost or damaged within a specified period. This period varies between one and three years. The policy promises that if the vehicle was purchased new by the client, and loss or damage occurs resulting in a total loss, the insurer will replace the lost vehicle with a new vehicle of the same make, model and series.
If your car is stolen, the insurance situation is the same as in the case of an at-fault accident on your part: comprehensive insurance will cover the value of the vehicle, but not necessarily the value of the loan that you owe to the bank. You could be stuck paying thousands for a car that's long gone. Add that to the truly disheartening feeling of having your car stolen, and that makes for a really rough time.
pick up totaled car If your car is stolen, the insurance situation is the same as in the case of an at-fault accident on your part: comprehensive insurance will cover the value of the vehicle, but not necessarily the value of the loan that you owe to the bank. You could be stuck paying thousands for a car that's long gone. Add that to the truly disheartening feeling of having your car stolen, and that makes for a really rough time.
car totaled State insurance boards usually allow insurance companies to charge for a accident for 3 years from the day they started charging for it. Not from the time you got into the accident. You got in the accident in December and your policy runs from October to April. totaled cars for sale won't be affected until April of the next year and the surcharge will drop off 3 years from that April.
In addition, make sure the body panels fit together properly. The small gap between panels should be consistent over the whole car. If the gaps are too wide or too close in some areas, this may be a clue that the vehicle has been in an accident.